Stopping a foreclosure by reinstating (catching up with) the loan

This category covers options for a homeowner who wants to stop a foreclosure, by 'reinstating' their loan through paying back money they owe (but not the full loan), and then keep up their monthly payments and other fees. States may have different deadlines for when reinstatement may occur, and different lenders may have different policies on reinstating the loan. This category covers how you can use reinstatement as a defense against foreclosure, and also contesting an incorrect reinstatement quote from the lender.