Challenging a money judgment against you

LIST Code

CO-07-05-07-00

Title

Challenging a money judgment against you

Definition

Legal issues related to having a money judgment entered against you. This could be that you are seeking relief because you are on disability, have limited income, or have no assets. This includes concerns about whether the judgment can be collected, how it affects credit or records, and what options exist to reduce its impact. This issue covers situations where a person has a civil money judgment on their record and believes it is unfair, uncollectible, or harmful given their financial circumstances. It often arises when the person’s only income comes from disability benefits, Social Security, or other protected sources, and they do not own assets that can legally be taken to satisfy the judgment. People may want to know whether the judgment can be removed, vacated, marked as satisfied, or otherwise limited. It also includes understanding legal protections against collection, such as exemptions for disability income, limits on garnishment, and protections for essential property. Legal questions may involve how long a judgment lasts, whether it can be renewed, how it appears on credit reports, and what steps can be taken to challenge the judgment, request exemptions, negotiate settlement, or seek relief based on hardship or inability to pay. Rules and remedies vary by jurisdiction. Includes: - Existing money judgments against an individual - Judgments affecting people on disability or fixed income - Protections for exempt income or assets - Options to challenge, limit, or address a judgment - Requests to vacate, modify, or seek relief from a judgment - Understanding judgment duration, renewal, and credit impact

Location in LIST